What type of loan you should apply to?

Lender offers its customers a wide range of financing options for both private and business customers. The lender traditionally pursues the idea of ​​a regional orientation of its business area. The company has more than 60 branches including self-service facilities. Not least because of this, it has a market share of more than 50% in private customer business. Depending on the project, the Lender offers credit for short and long-term periods, for which various financing offers are available, which will be presented in a selection below.

Short-term financing with the disposition loan

Short-term financing with the disposition loan

With the overdraft facility, Lender offers a loan that is particularly easy to use. All you need is a current account with the lender, which can also be held in the debit after the loan has been approved. Any amount up to the defined credit line can then be called up or repaid. Interest is only paid on the amount actually used. The amount of the credit line is based on the regular income of the account owner. This loan is provided free of charge.

Financing via the personal loan

Financing via the personal loan

The personal loan represents a medium to long-term financing option. The Lender did not link the loan to a specific purpose. With regard to its flexibility, it offers several advantages, since the conditions can be significantly influenced by the customer. In this way, the loan amount and term can be set individually and early repayment in the repayment phase is also possible at any time. The repayment rates remain the same over the entire repayment period, which gives the borrower a good basis for calculation. The lender also promises a quick acceptance when applying online and a quick payment. Optionally, a security pact can be ordered that guarantees repayment protection in the event of unemployment or incapacity and in the event of death (residual debt insurance).

Vehicle financing

Vehicle financing

This is a loan for the financing of new and used cars, which offers the customer various options at the end of the term. You can choose between further financing, the repayment of the loan by paying the final installment or the return of the car. The basic term of the loan is between 12 and 48 months with low monthly installments and an effective interest rate that remains the same over the entire term. In general, car loans offer the advantage of being able to pay cash at a car dealer, which makes negotiating discounts and bonuses a lot easier. In addition, car insurance can also be taken out with lender along with the car loan.

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